Products and Services

These are the backbone of lasting relationships and exceptional customer satisfaction. Insurance Systems (ISI) provides a wide range of insurance-related products and services to financial institutuons of all sizes.

Our products and programs are the best ones available from the best sources. We represent over 50 of the nation’s largest insurance carriers, affording you a greater diversity of choices for any specific need.

We offer

Tracked Collateral & Mortgage Protection Insurance
Our hands-on, total service complements your own activities in the most confidential and accurate manner... Learn more

Blanket Collateral and Mortgage Hazard Programs
Lenders may choose to eliminate the insurance follow-up function entirely by covering their portfolios utilizing a “blanket” approach to collateral protection... Learn more

Processors Liability Policy
The PLP product protects the lender from loan losses involving second mortgages, both closed and open-ended... Learn more

GAP
GAProtection pays the difference between the insurance company's settlement and your loan balance... Learn more

Extended Service Contracts
Our state-of-the-art interned-based system allows your loan officers to offer this valuable coverage to insure against costly vehicle repairs... Learn more

Autombile Loan Default Protection
Autombile Loan Default Protection is recognized as an essential component of effective risk management that has increased auto loan portfolios and reduced losses on defaulted loans. Application of Default Protection will increase portfolio profitability and generate higher yielding loans.

If repossessions or total losses from physical damage occur, Automobile Loan Default provides a purchase offer for vehicles at higher values than auctions or bids, and pays the principal balance reduction as specified by the Deficiency Balance Amendment.

Bond and Property Package Coverage
ISI offers our financial institution clients comprehensive Bond and
Property coverage through several major carriers. This coverage is
designed to protect monetary assets from losses resulting from dishonest
acts of employees or fraudulent acts of others, while providing broad
and flexible protection for buildings and physical assets of the
financial institution. One-year and three-year premium rates are
available.

Flood Determination Service
Land America's highly automated VirtualFlood system allows for the
scaling of flood determination capacity to any required size. Service
to the lender is the best available with an automated hit rate upwards
of 85 to 90 percent of all addresses entered. The lender is provided
with an interface to Land America's order entry web site through an
online link. Automated orders, upwards of 90 percent can be printed
immediately. When manuals are completed, an e-mail notice is sent with
a hyperlink to the order for printing the certificate (a PDF file).
VirtualFlood's e-mail service, which journals the e-mail correspondence,
is a standard feature of the system.