Overdraft privilege program

Our overdraft privilege program enables your financial institution to give your account holder the financial safety net they need and deserve. Because it is a privilege and not a loan, it is not tied to a note, line of credit or savings option. With this service, your account holder can overdraft their share draft/checking accounts to your predetermined limits. They retain this privilege by bringing their share draft/checking accounts to a positive balance within your designated time limit. The program boosts loyalty with your account holders while significantly increasing your NSF income.

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